2) For transfers of $1000 or less or $10 for transfer over $1000 Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings Account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. 00% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 15 th, 2022 to April 30 th, 2022 1 . The Bonus Interest Rate on August 3, 2023 was 3. Best U. RBC High Interest eSavings Account: Earn 5. You then have 15 years to repay. RBC VIP Banking. 2% interest for 3 months when you open your first RBC High Interest eSavings account. 50% on balances up to $200,000 when you save $200 or more in a month (limits apply) The Bonus Interest Rate on August 3, 2023 was 3. D. $ 30. 5 out of a possible 5 stars for a few reasons. Subject to Paragraph 9 of these Terms, interest at the Initial Bonus Interest Rate and Subsequent Bonus Interest Rate will be calculated daily on balances up to $1,000,000, and paid monthly during the Promotional Period to the Eligible eSavings Account opened to qualify for this RBC New eSavings Client Interest Rate Offer. Earn 5. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. “Regular Interest Rate” is the interest rate for the eSavings Account posted on our RateSetter. It is easy, fast, and secure! Send Money Now in RBC Online Banking. Add a New Credit Card to Compare. Bank Drafts legal bug 8. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Table of Contents. , Royal Trust Company or The. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. 2 Year Fixed. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. , RBC Direct Investing Inc. Key Features. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Annual Fee rebated every month for students with eligible accounts. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Minimum Investment. Any balances over. The Bonus Interest Rate of 3. Introducing RBC Vantage. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Bank accounts. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. RBC High Interest eSavings; RBC Leo's Young Savers Account. RBC Credit Cards. 2. Its low interest rate of 1. , RBC Global Asset Management Inc. LIMITED TIME OFFER. Unlimited debits worldwide. RBC U. Special Offers. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. Any balances over. Line of Credit. Earn a decent interest rate on your US dollar savings with this fee-free savings account. View top questions about the registered plans and investment products available through RBC Royal Bank. 2. 490%. s. The Bonus Interest Rate of 3. Tap Transfer Between My Accounts. 2. E-transfers are $1. , RBC Global Asset Management Inc. 1 NSF fee rebated every calendar year legal bug 6. RBC, TD, BMO. dollars on hand, or regularly receive or purchase U. , Royal Trust Company or The. For a limited time, open an RBC U. The Bonus Interest Rate on August 3, 2023 was 3. Limitations RBC’s High Interest eSavings is the better choice, with an across-the-board rate of 1. Offer ends April 30, 2023. 23: Excludes RBC High Interest eSavings ® account. RBC High Interest eSavings Account Winter 2019 % eSavings Bonus Offer Terms and Conditions. Let's Connect. From the Account Balances page, click on the account name or number. Personalized Cheques legal bug 22. Find a Branch; Call 1-800-769-2511; Email; EN. dollar and receive free online transfers from this. Many first-time home buyers use their RRSP savings to help increase their down payment through the federal government’s Home Buyer’s Plan. The Bonus Interest Rate on August 3, 2023 was 3. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Save up to $11. RBC’s HISA is referred to as the RBC High-Interest eSavings account. 45%. To pay your RBC credit card bill online, sign up for RBC Online Banking . 5 Year Fixed. The Bonus Interest Rate of 3. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Monthly Debits. RBC High Interest eSavings: 5. 3. Try the TFSA calculator to see the benefits of regular, automatic contributions. The Bonus Interest Rate of 3. Use it to save up to $40,000 for your first home. Get up to 6% cash back on a new RBC Cash Back MasterCard for the first 3 months. Right Account Guarantee ®. legal bug. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. An RBC advisor will be happy to enrol your existing account for you. S. To get your cash bonus, simply open an account and deposit funds by 3pm EST on June 30, 2023. You'll get a one-time cash bonus equivalent to ten times the amount of interest. Know what your money is up to with MyAdvisor. , Royal Trust Company or The. 2. dollar account or the RBC High Interest eSavings account. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. RBC Vantage gives you powerful benefits with any eligible RBC. High Interest eSavings Account on the date (between November 15, 2022 and November 30, 2022) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even. Year. 95 per month. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Receive tiered interest rates on your balances. 5 stars. Ticker: CASH. RBC ION+™ Visa ‡. The Bonus Interest Rate of 3. Use powerful online tools to make informed investment decisions and trade with confidence. Earn 5. 95 Monthly Fee waived for students3 $16. Free account transfers 24/7 with no delay. Annual Fee Rebate. Promotions. S. S. RBC Day to Day Savings, RBC Enhanced Savings, RBC High Interest eSavings. $1,000 RRIF, LIF, PRIF, and Non-Registered GICs of terms greater than 1 year. The RBC High-Interest eSavings account is an online high-interest savings account which lets you earn on every dollar deposited. S. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 5% interest on every dollar for 3 months. RBC Royal Bank Routing/ABA number (if funds coming from U. Any balances over. If you (the sole owner of a personal deposit account or any co-owner of a joint personal deposit account) would like a paper copy of a Notification for your RBC High Interest eSavings account,your RBC U. Purchase Interest Rate: 20. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. , RBC Direct Investing Inc. Explore RBC Direct Investing. 5% interest on your balance and you’ll get fee-free RBC transfers. You can apply online, set up Save-Matic, and access your money 24/7 with no minimum deposit requirements or fees. Trade and invest using our online investing site; the customizable trading dashboard or the RBC Mobile 1 app. Free Transfers. Earn 1 Avion point for every dollar you spend 2. Right Account Guarantee ®. $2. Account details. Visit a Branch Opens in new window. Good idea to get out of RBC, because all the big 5 banks (Scotia, RBC, CIBC, BMO, and especially TD) are known for low interest rates and high fees. , RBC Direct Investing Inc. 090%. Click "View". Is a resident of Canada and of the age of majority in the province in which they reside as of the date the Eligible. Find a Branch; Call 1-800-769-2511; Email; EN. Free. Bank accounts. Rate [ % ] Date of Change. It’s a good idea to set up a rain barrel to catch runoff water. , RBC Global Asset Management Inc. Rates for 21 November 2023. Consider these digital innovations to help streamline operations, optimize payables, and simplify how you pay your suppliers. RBC High Interest eSavings; Learn more about the Value Program or explore bank accounts now. The RBC High-Interest eSavings Account features high interest on every dollar, with no minimum deposit requirements and monthly fee. S. Any balances over. At a 1. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. Cannot remit funds from any U. (a) any Deposit Account in U. View Legal Disclaimers. Dollar Chequing Accounts. Call 1-800-769-2511 to apply for a line of credit or personal loan. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. . The Offer is only applicable to new funds (as described in the full Terms & Conditions) of up to $1,000,000 (from non-RBC sources) deposited into an Eligible RBC High Interest eSavings Accounts from May 10, 2023 to August 15, 2023. S. S. RBC Royal Bank institution number: 003. Checking your eavestroughs and gutters for debris regularly is a great way to prevent flood damage. Contribute even if you’re retired or not employed. High interest on every U. , Royal Trust Company or The. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. I asked a while back. To cancel pre-authorized payments we suggest you contact the merchant directly and provide an alternate method of payment. As of the start of the Promotional Period (May 10, 2023), the annual Bonus Interest Rate is 3. Earn 5. Some main benefits of the Royal Bank High Interest. ” 2. If you need to pay RBC a monthly fee for having that high interest savings account, then opt for an online bank such as EQ Bank whose savings account offers a 2. GET 5. Notwithstanding the terms and conditions of any separate. Unused contribution room can be carried over to the next year, up to a maximum of $8,000. RBC High Interest eSavings Account. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. Personalized Cheques legal bug 7. Royal Bank. To get started, simply move your money into your eligible account. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. . 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. If you are an RBC Online Banking 1 client (either personal or business), you can deposit funds directly into the accounts of other RBC Royal Bank clients. We speak with an expert to find out if there's a perfect time to get into the markets. , RBC Direct Investing Inc. View Interest Rates. RBC High Interest eSavings® No charge $5 5 RBC US High Interest eSavings® No charge $3 5 ¡ Interac Flash Point Of Sale (POS) Debit Transaction ¡ RBC Royal Bank loan payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank mortgage payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank investment contribution (pre-authorized. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. 150%. Overdraft Protection fee waived. For example, send your daughter money or pay wages to your employees. S. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 99% (21. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. Simplii High Interest Savings Account Earn 6. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. dollars, this online savings account offers you the following: High interest on every U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Key Features. PersonalTM can’t decide which account is right for you? Use the Account Selector online tool to help you customize an account solution byApply by November 27, 2023. Account details. , Royal Trust Company or The. 5. ATMThe RBC U. Grow Your Investments Faster with a TFSA, RRSP or FHSA. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive. 95 each. Every dollar makes a difference when you’re saving for the future. FREE Interac ‡ e-Transfer transactions 5, 6. Limitations Thanks for banking with RBC—we look forward to welcoming you to the Value Program. RBC High Interest eSavings® No charge $5 5 RBC US High Interest eSavings® No charge $3 5 ¡ Interac Flash Point Of Sale (POS) Debit Transaction ¡ RBC Royal Bank loan payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank mortgage payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank investment contribution (pre-authorized. 70%, first three months: 4. 00. Receive a Wire Transfer. The Bonus Interest Rate of 3. Funds are immediately taken from your RBC bank account in exchange for the draft, guaranteeing the funds for the recipient. Online, Mobile and Telephone Banking. Tiered interest rates begin at $5,000. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 50%. You cannot send an International Money Transfer from a U. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Where anWith the launch of the First Home Savings Account (FHSA), there’s now one more registered investment plan to consider when determining which one – or which ones – can best help you meet your savings and retirement goals. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Notwithstanding the terms and conditions of any separate. Simple interest, on the other hand, is interest paid on your initial savings only. Sign In. Horizons High-Interest Savings ETF. 95 each thereafter. RateLink Essential (Regular and Sixty-Plus) and Discontinued Royal Bank Sixty-Plus Accounts. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Interest rates increase significantly as your balance grows. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. Free unlimited Interac e-Transfer ‡ transactions 3 3a. $ 22. § RBC Enhanced Savings® § RBC High Interest eSavings® § RBC No Limit Banking® (discontinued) § RBC Student Banking® (discontinued) § RBC No Limit Banking for Students® (discontinued) § RBC Staff Banking In these Terms, each Eligible Account that you enrol in the Program is referred to as an “Enrolled Account”. Full: $1. Monthly fee rebate*. RBC U. High Interest eSavings Account on the date (between July 15, 2023 and July 31, 2023) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even if all other Qualifying. Annual Fee Rebate. Any balances over. At the start of the Qualifying Period (September 12, 2019), the annual Bonus Interest Rate was 1. This RBC New eSavings Client Interest Rate Offer cannot be combined with other promotional rate offers applicable to an RBC High Interest eSavings Account. All remaining cash bonuses will be forfeited. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Unlock More from Your Everyday Banking. High Interest eSavings Account that is closed or switched to a different product/account type which is not an RBC U. On May 15, 2018, the Regular Interest Rate was 0. S. , Royal Trust Company or The Royal Trust Corporation of Canada The RBC High Interest eSavings Account is a fee-free online account that lets you earn 1. 7. 50%; a. , Royal Trust Company or The. Interest increases as your balance grows. , Royal Trust Company or The. 25%. Monthly debits included 48 : 1 per monthly cycle Every dollar makes a difference when you’re saving for the future. S. To get started, simply move your money into your eligible account which you can do in a number of ways: Directly transfer funds from another financial institution. The Bonus Interest Rate on August 3, 2023 was 3. View Legal Disclaimers Hide Legal Disclaimers . 60% rate and has no monthly account fee. . Available. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 99. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. The Bonus Interest Rate of 3. They have Cross Border Specialists who can set it all up for you over the phone. As of the start of the Promotional Period (May 10, 2023), the annual Bonus Interest Rate is 3. No minimum balance (even to get rebates) $0 monthly fee with Value Program Rebate 7. SIGN IN MENU. RBC High Interest eSavings account rating: 3. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive interest rate of 1. Search. The Bonus Interest Rate on August 3, 2023 was 3. 5 Year Fixed. Eligible Credit Cards. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Contribution Limit Per Year. You'll get a one-time cash bonus equivalent to ten times the amount of interest you earned in. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. RBC High Interest eSavings Account. Plus, there are no monthly fees and minimum balance required to earn the high-interest rate, so you can start saving right away. $ 24 or $ 18. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. If you’re not completely satisfied within the first 4 months, we’ll refund your monthly fees for up to 3 months. 24: One certificate per customer. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Interest is computed every day based on the closing credit balance. Offer Ends January 3, 2024. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. $5. Withdraw your money at any time for any reason 2. 6. Apply Now View More Account Benefits. Introducing RBC Vantage. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 7. a second interest payment based on the Bonus Interest Rate applicable during the first 90 days of the. You must have another RBC account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. bank account and credit card balances. This savings account comes with no fixed monthly fee. $500 for RRSP, TFSA, RESP, RDSP. All remaining cash bonuses will be forfeited, even if all other Qualifying Criteria have been met. Tip #6: Talk to a specialist. 00% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between August 10, 2022 to. 00% interest rate on its High-Interest e-Savings Account. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. 5 Year Fixed. You can commit to a regular savings plan with Save-Matic⁷. After Seniors Rebate: 7. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. 9 0 0. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. RBC’s Royal Bank High Interest eSavings Account is an online savings account that offers a competitive annual interest rate. Special Offers. We’ve given the RBC High Interest eSavings account a Genius Rating of 3. 090%. 1. Unlock more from your everyday banking. ” is the interest rate for the eSavings Account posted on our RateSetter. , Royal Trust Company or The.